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Loading ...INTRODUCTION IN an old Pennsylvanian almanac of the eighteenth century two qualities were postulated for success in business: first, application or industry, and second, thrift or frugality. The first without the second often leads to nothing. “A man if he knows not how to save as he gets, may keep his nose all his...
PREFACE THE principles of the following Work have appeared in former publications, but are more fully developed in this. Those publications have not been generally read, but were not, perhaps, without their effect. They at least have furnished the sub-stratum of more than one popular essay: if any writings on subjects of Political Economy...
PREFACE While the popular impression is probably the reverse, yet it is an undeniable fact that a far vaster sum of money is annually lost in this country through unwise investment, than through pure speculation. While many fortunes are constantly jeopardized and dissipated through what is known as speculation in stocks, bonds, grain-futures and...
The invention of Banking; to assist and enlarge the commerce of mankind, has been happily compared with that of arithmetic to extend and expedite their powers of calculation. The utility, therefore, of Banks to a commercial nation like this, need hardly be descanted upon. They are the channels by which remittances of money are...
With the development of large-scale machine production it was only natural that there should be a transition from the system of private partnership to that of Corporate organization, depending for its financial existence and support on the sale of bonds and stocks. Through the corporate form of organization it became possible to combine the...
INTRODUCTORY Stocks and shares are a matter of interest to all, and of bewilderment to most, of civilized humanity. The interest may be indirect and unrecognized. The salaried official may flatter himself, perhaps, that because he draws an income direct from Government he is beyond the reach of the influence of stock markets and...
PREFACE The author of the present treatise were more than human did he not experience some slight misgivings upon this, his first introduction, to the reading public. The task he has undertaken is one of no little magnitude, and in its accomplishment he has been often reminded by well-meaning friends as well as ill-disposed...
PREFACE Designed mainly for class, room use in connection with one of the introductory manuals on the subject of Money and Banking or of Money and Currency, this volume, in itself, lays no claim to completeness. Where its use is contemplated the problems of emphasis and proportion are, accordingly, to be solved by the...
PREFACE In the present edition of these Lectures I have corrected some inaccuracies which occurred in the first. I have in many places, where my meaning seemed to be obscure, endeavoured to make it plain ; and I have, in some instances, altered the arrangement of the subjects. I believe that they are thus...
THE metals have so long performed the use of money, that money and coin are become almost synonymous, although in their principles they be quite different. The first thing therefore to be done in treating of money, is, to separate two ideas, which, by being blended .together, have very greatly contributed to throw a...
Preface THE complexities of modern economic and social life induce study and investigation into causes for chaos as the result of difference between capital and labor, the high cost of living and other such problems. There is no doubt that fundamentally lack of thrift in the average individual ; his lack of co-operation, of...
THE periodic recurrence in the United States of severe financial crises, from which the other great nations of the world are nearly if not quite exempt, indicates that something is fundamentally wrong with our banking system and credit machinery. It is, indeed, not uncommon to hear that system denounced as the worst now to...
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